Comparative Analysis of Wilful Default and Fraud: In terms of RBI Circulars and Judicial Pronouncement – Mr. V V S N Raju

Though there are reasonable differences between both the guidelines in terms of procedure and application but the guidelines have ensured of the principle of Audi alteram partem is given significant importance. But whether the principle of Audi alteram partem is truly served where the ultimate decision is in the hands of the lender is an issue where the Judiciary and the Legislature must delve in to truly serve the justice to the parties involved in such dispute.