Section 14 of SARFAESI Act, 2002 is only an enabling provision which comes into play only after the defaulting borrower has failed and/or neglected to discharge in full its liability to the secured creditor and is limited to providing assistance to the secured creditor to recover possession of secured asset against non-co-operative borrowers that all – Authorized Officer, I.D.B.I Bank Ltd Vs. The State of Maharashtra – Bombay High Court

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