If after issuance of section 13(2) notice, the bank itself initiates proceedings under the RDB Act for recovery of any debt and invites an adjudication on the quantum of debt due to it, they cannot thereafter turn around and proceed to demand or enforce security interest for any amount, more than what is quantified by the Tribunal – M/s Annam Steels (P) Ltd. Vs. M/s Canara Bank Ltd. – Kerala High Court