The recovery officers have very stringent powers under Section 25(a–d) of the RDB Act to 1993, which include the power to arrest the CDs and to take over immediate possession of their properties, in order to recover public money immediately upon receipt of recovery certificates from the DRTs to which the recovery officers attached – Mamta Sethi Vs. Small Industries Development Bank of India (India SME Asset Reconstruction Company) – DRAT Delhi Bench