Mere declaration of action of secured creditor not being in accordance with SARFAESI Act is not alone sufficient for making a borrower entitled to a compensation under Section 19 of SARFAESI Act and such a declaration must be followed by a further order of restoration of the secured asset to the borrower and in case of symbolic possession, there cannot be any order for restoration of possession because borrower or a person who is in possession of the property has not lost possession and it is only a paper possession – The Hongkong and Shanghai Banking Corporation Ltd. Vs. Mr. Ismath Batcha – DRAT Chennai